Understand the Lease Before You Buy, Sell or Extend
A residential lease is a long, technical document that affects how the home is used, managed, repaired and paid for.
The Full House Report explains the lease in plain English, showing what the wording says about responsibilities, service charges, restrictions, insurance, repairs and approvals.
A Survey Checks the Building. A Lease Report Explains the Lease.
A property survey looks at the physical condition of the building. A lease report explains the document that controls responsibilities, service charges, restrictions and management arrangements.
Both are different. The Full House Report focuses only on the lease wording and the documents supplied.
Property Survey
Reviews the physical condition of the property, such as structure, defects, damp, roof condition and visible repair issues.
Lease Report
Explains what the lease says about responsibilities, costs, restrictions, approvals, repairs, insurance and service charge wording.
We do not assess physical condition or advise on whether to buy, sell or proceed.
What the Report Covers
The report organises the lease into the areas most people need to understand.
Costs and Service Charges
We explain what the lease says about service charges, reserve funds, insurance contributions, payment dates and how costs are shared.
Repairs and Responsibilities
We identify who the lease says is responsible for repairs, maintenance, insurance, common parts and parts of the flat.
Rules and Restrictions
We summarise wording about alterations, subletting, pets, nuisance, use of the property, access rights and permissions.
Where wording is unclear, missing or dependent on another document, we flag that neutrally.
From Lease Wording to Plain English
We preserve the lease wording and explain what it means in everyday language.
Lease Area
Lease Wording Extract
Plain-English Explanation
Service Charges
“The Lessee shall pay the Specified Proportion…”
This wording indicates how the leaseholder contributes to shared costs.
Repairs
“The Lessor shall maintain, repair and renew…”
This wording identifies repair duties that sit with the landlord or management party.
Permissions
“Not to alter without the prior written consent…”
This wording indicates that consent may be needed before certain changes are made.
Examples are illustrative only. Each report is based on the wording in the lease documents supplied.
The Full House Report
£495
for one standard residential lease, subject to scope
A structured plain-English report explaining the key wording in one residential lease, including responsibilities, service charges, restrictions, repairs, insurance and approval requirements.
Included for one standard residential lease:
• Plain-English explanation of key lease wording
• Clause-linked responsibility and cost information
• Service charge and insurance wording summary
• Restrictions and consent wording summary
• Missing or unclear document references flagged
• Delivered by email as a PDF report
Standard turnaround: 5 working days after payment.
The £495 fee applies where the review relates to one standard residential lease. Additional fees may apply where the lease pack includes superior leases, headleases, estate documents, multiple plans, management agreements or linked documents requiring reconciliation.
Scope is confirmed before work begins.
Information only. Not legal, financial or surveying advice. We do not advise whether to buy, sell, proceed, challenge a charge or take legal action.