<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[The Lease Translator]]></title><description><![CDATA[Clear, structured interpretation of residential lease documentation, explaining how obligations, costs and rights are set out.]]></description><link>https://www.theleasetranslator.co.uk/insights</link><generator>RSS for Node</generator><lastBuildDate>Mon, 25 May 2026 03:57:13 GMT</lastBuildDate><atom:link href="https://www.theleasetranslator.co.uk/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[The Excess Problem: When a building is insured but the repair is stuck]]></title><description><![CDATA[The building insurance excess is £2,500. The damage to a single flat is estimated at £2,000. Technically, the building is covered. Every year, the insurance premium lands in the service charge. It is paid because it is a requirement of the lease, supported by a universal assumption: if something goes wrong, the property is protected. Then, something goes wrong. The damage is real. The cause is clear. The policy exists. But because the cost of the repair is lower than the excess, the insurance...]]></description><link>https://www.theleasetranslator.co.uk/post/the-excess-problem-when-a-building-is-insured-but-the-repair-is-stuck</link><guid isPermaLink="false">6a0218d62fe6e98eed425dc3</guid><pubDate>Tue, 12 May 2026 07:00:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/1a0405_83104c11627e46af9844c97544c5f19d~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jenna Thompson</dc:creator></item></channel></rss>